Chase Sapphire Preferred just got new changesSee what changed and if it is worth it for you here.→
This calculator has been updated to reflect Chase's official June 2026 refresh of the Sapphire Preferred. Most changes — including the new Gas/EV, Vacation Rental, and Lyft categories and the doubled hotel credit — take effect June 15, 2026.
NumCrunch

Chase Sapphire Preferred

$95/yr annual fee

Chase Ultimate Rewards points are worth 1.0¢ as cash back. Transfer to airline or hotel partners and you can squeeze out significantly more.

1.25¢ / pt
1.0¢
Cash back
2.0¢
Transfer partners

Are you opening the card or thinking about closing it? Each situation has its own bonus — but you only get one. 😏

Current offer: typically 60,000 – 75,000 points after minimum spend
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Enter your estimated annual spend in each bonus category.

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Drag each slider to reflect how much of the credit you'd realistically use per year.

$100 Chase Travel Hotel Credit
$/ $100 max

The first $100 you spend on hotels through the Chase Travel Portal comes back as a statement credit each card year (doubled from $50 as of June 2026).

Ease of use4/5

Must book through Chase Travel Portal — not directly with the hotel. Automatically applied to your first $100+ hotel booking each card year.

Global Entry / TSA PreCheck / NEXUS CreditNEW
$/ $120 max

Up to $120 statement credit toward Global Entry, TSA PreCheck, or NEXUS application fees. Usable once every 4 years — enter the full credit if you plan to use it, or $0 if you recently renewed.

Ease of use4/5

Credit applies once every 4 years. Application fee must be paid with the Sapphire Preferred card.

Apple TV+ (1 Year Complimentary)NEW
$/ $120 max

One year of Apple TV+ on us — a ~$120 value at $9.99/month. Must activate by December 31, 2026.

Ease of use3/5

Must activate through the Chase benefits portal by December 31, 2026. One-time benefit; not guaranteed to renew.

DoorDash DashPass Membership
$/ $240 max

Free DashPass membership every year through 12/31/2027 (normally ~$9.99/month). Enter the value you'd get from free delivery and reduced fees.

Ease of use4/5

Must activate through the Chase benefits portal — does not activate automatically. Expires December 31, 2027; Chase has not announced a renewal.

$10/Month DoorDash Non-Dining Credit
$/ $120 max

$10/month discount at checkout on grocery, convenience, and pharmacy orders on DoorDash when you pay with the card. Note: as of April 2026, a $20 order minimum is required to apply the credit.

Ease of use2/5

Applies to grocery, convenience, and pharmacy orders only — not restaurant orders. $20 minimum order required (effective April 2026). Monthly credit does not roll over.

Optional — enter a dollar value for any protection benefits you'd use.

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Your breakdown
Points (0 pts @ 1.25¢)$0.00
Credits$0.00
Total value$0.00
Annual fee−$95
Net value$-95.00
✗ May not be worth it
You need $95.00 more in value to break even.
Thinking about closing it? Use the cancel or downgrade decision tree →
Credits: your value vs max
Hotel
$0
G. Entry
$0
Apple TV+
$0
DashPass
$0
DD Non-Din
$0
■ Your value■ Max

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Educational purposes only. The content on this site — including guides, calculators, card comparisons, and recommendations — is provided for informational and educational purposes only. It does not constitute financial, tax, or legal advice. Credit card terms, rewards rates, and benefits change frequently; always verify details on the issuer’s official website before applying. He’s Got a Point is not a licensed financial advisor.